Craving warm, homemade banana bread but short on time? This 3-Ingredient Banana Bread is the ultimate easy recipe—soft, moist, and naturally sweet! No fancy ingredients, no complicated steps—just ripe bananas, eggs, and flour coming together for a fluffy, golden loaf that tastes like childhood comfort. Perfect for breakfast, a quick snack, or even dessert, this banana bread is not only budget-friendly but also naturally sweet and full of flavor. Trust me, once you take a bite, you won’t believe how something this simple can be this good!
Why You’ll Love This 3-Ingredient Banana Bread (Easy, Moist & Foolproof!)
- 3 Simple Ingredients – No need for sugar, butter, or milk—just basic pantry staples.
- Naturally Sweet – Ripe bananas do all the work, so you don’t need extra sweeteners.
- Soft & Moist – This loaf bakes up beautifully, staying tender for days.
- Perfect for Any Time – Enjoy it for breakfast, as a snack, or even as dessert with a drizzle of honey.
- One-Bowl Recipe – No fancy equipment or messy cleanup—just mix, bake, and enjoy!
Ingredients for the Best 3-Ingredient Banana Bread
You won’t believe how easy it is to make banana bread with just three simple ingredients! Here’s what you’ll need:
- Ripe Bananas – The riper, the better! Brown, spotty bananas bring natural sweetness and a soft, moist texture to your bread.
- Eggs – Help bind everything together while keeping the bread light and fluffy.
- Self-Rising Flour – This already contains baking powder, so you don’t need extra leavening agents. If you only have all-purpose flour, don’t worry—I’ll share a quick fix below!
💡 Quick Tip: If you don’t have self-rising flour, simply mix 1 ½ cups of all-purpose flour with 2 teaspoons of baking powder and ½ teaspoon of salt.
💡 Ready to bake? Find the exact measurements in the recipe card below!
How to Make 3-Ingredient Banana Bread (So Easy!)
Step 1: Prepare the Ingredients
- Mash the Bananas – Peel and mash your ripe bananas in a large mixing bowl until smooth. A few small lumps are okay!
- Crack the Eggs – Add eggs to the mashed bananas and whisk until fully combined.
- Add the Flour – Gradually stir in the self-rising flour until just combined. Avoid overmixing to keep the bread light and tender.

Step 2: Bake the Banana Bread
- Preheat Your Oven – Set it to 350°F (175°C) and grease a loaf pan or line it with parchment paper.
- Pour & Smooth – Pour the batter into the pan, using a spatula to even out the top.
- Bake to Perfection – Pop it in the oven for 30-40 minutes, or until a toothpick inserted in the center comes out clean.
Step 3: Cool & Serve
- Let It Rest – Allow the banana bread to cool in the pan for 10 minutes before transferring it to a wire rack.
- Slice & Enjoy – Cut into thick slices and serve warm with a smear of butter, honey, or peanut butter!
Pro Tips for the Best 3-Ingredient Banana Bread
- Use Overripe Bananas – The darker the bananas, the sweeter and more flavorful your bread will be.
- Don’t Overmix – Stir just until the flour disappears to keep your banana bread soft and fluffy.
- Add Extra Flavor – Want a little something extra? Toss in chocolate chips, nuts, or a pinch of cinnamon for more flavor.
Common Mistakes to Avoid
Using Underripe Bananas
Green or barely yellow bananas won’t provide the natural sweetness and soft texture needed for perfect banana bread. Let your bananas ripen until they’re brown and spotty for the best results.
Overmixing the Batter
Stirring too much can make the bread dense and tough. Mix just until the flour is incorporated—lumps are okay!
Baking at the Wrong Temperature
An oven that’s too hot will burn the edges before the center is fully cooked. Stick to 350°F (175°C) and always check with a toothpick before removing from the oven.
Recipe Variations
Want to change things up? Try these easy variations to customize your banana bread!
- Chocolate Chip Banana Bread – Fold in ½ cup of chocolate chips for a sweet, melty upgrade.
- Nutty Banana Bread – Add chopped walnuts or pecans for a crunchy bite.
- Gluten-Free Version – Swap the self-rising flour with a 1:1 gluten-free flour blend.
- Vegan Option – Replace the eggs with flax eggs (1 tbsp flaxseed meal + 3 tbsp water per egg).
- Cinnamon Spice Twist – Stir in 1 teaspoon of cinnamon for extra warmth and flavor.

How to Serve 3-Ingredient Banana Bread
Best Pairings
- Serve with scrambled eggs and fruit for a wholesome breakfast.
- Drizzle with honey or maple syrup for a naturally sweet treat.
- Pair with a scoop of vanilla ice cream for a quick dessert.
Toppings & Garnishes
- Spread with butter while it’s still warm.
- Add a smear of peanut butter or almond butter for protein.
- Sprinkle extra chocolate chips or a dusting of powdered sugar.
Drink Pairing
- Enjoy with a cup of hot coffee for the perfect morning combo.
- Serve with a glass of cold milk or almond milk.
- Pair with a warm chai latte for a cozy afternoon snack.
Make Ahead & Storage
Can I Meal Prep This?
Absolutely! This banana bread is a great make-ahead option. Bake it the night before and enjoy it all week long. You can even slice it up and store it in individual portions for easy grab-and-go breakfasts or snacks.
Storing Leftovers
- Room Temperature: Wrap in plastic wrap or store in an airtight container for up to 3 days.
- Fridge: Keeps fresh for up to a week when stored in an airtight container.
Freezing
- Wrap the entire loaf in plastic wrap, then place it in a freezer-safe bag.
- Freeze for up to 3 months.
- To thaw, leave it at room temperature for a few hours or microwave individual slices for a quick fix.
Reheating
- Oven: Warm at 300°F (150°C) for 10 minutes to restore freshness.
- Microwave: Heat slices in 15-second bursts until warm.
- Toaster: Lightly toast slices for a slightly crispy edge and soft center.
FAQs
Can I use all-purpose flour instead of self-rising flour?
Yes! Just add 2 teaspoons of baking powder and ½ teaspoon of salt to 1 ½ cups of all-purpose flour, and you’re good to go.
What if my bananas aren’t ripe enough?
No worries! Speed up the ripening process by baking them at 300°F (150°C) for 10 minutes or microwaving them for 30 seconds.
Can I add mix-ins like chocolate chips or nuts?
Absolutely! Feel free to toss in ½ cup of chocolate chips, chopped nuts, or even a swirl of peanut butter for extra flavor.
Is this banana bread healthy?
Since it’s naturally sweetened with bananas and doesn’t require butter or oil, it’s a lighter option compared to traditional banana bread!
And there you have it—the easiest, most delicious 3-Ingredient Banana Bread you’ll ever make! Whether you’re baking it for a quick breakfast, a cozy snack, or just to use up those overripe bananas, this simple recipe is a total winner.
Give it a try, and let me know how you like it! Did you add any fun mix-ins? Tag me on social media—I’d love to see your delicious creations.
3-Ingredient Banana Bread
Equipment
- Mixing Bowl
- Loaf Pan
- Oven
Ingredients
- 3 ripe bananas mashed
- 2 cups self-rising flour
- 1 cup sweetened condensed milk
Instructions
- Preheat oven to 350°F (175°C). Grease a loaf pan.
- In a mixing bowl, combine mashed bananas, self-rising flour, and sweetened condensed milk until well blended.
- Pour the batter into the prepared loaf pan and smooth the top.
- Bake for 40 minutes or until a toothpick inserted into the center comes out clean.
- Let cool before slicing. Enjoy!